![]() Home Equity Loans and Mortgages![]() Home Equity Loans - Smart Way to BorrowThe housing bubble may have burst, but that doesn’t necessarily mean you’ve lost all the equity in your home. While the value of many houses has dropped, if you’ve lived in your home for a few years and are current on your mortgage payments, you will likely have built up some equity. And if you need money for major home repairs or renovations, a new vehicle, or other productive purpose, tapping that equity can be a smart way to borrow. That’s because the interest on your home equity loan may be tax deductible; consult your tax advisor for more information. In addition to potential tax savings, a home equity loan can provide you with more favorable terms than other loans or sources of credit. For example, if you are planning to replace your leaky roof or your drafty windows, a home equity loan will certainly cost you less than running up charges on your credit card at the home improvement center. If you need cash, a home equity loan may be just the ticket. So stop by or call the credit union today to find out more.Mortgage Loans
Kingsport Press Credit Union offers a wide variety of mortgage loans with different terms and rates. Our closing costs are generally much lower than what others charge and, with our low rates, we can just about always save you money to refinance your mortgage over to us. If you’re wanting to purchase, your dream home might be a possibility after all! Stop by or call us today for more information.
Kingsport Press Credit Union
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