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Loan Services

Home Equity Loans and Mortgages

Home Equity

Home Equity Loans - Smart Way to Borrow

The housing bubble may have burst, but that doesnít necessarily mean youíve lost all the equity in your home. While the value of many houses has dropped, if youíve lived in your home for a few years and are current on your mortgage payments, you will likely have built up some equity. And if you need money for major home repairs or renovations, a new vehicle, or other productive purpose, tapping that equity can be a smart way to borrow. Thatís because the interest on your home equity loan may be tax deductible; consult your tax advisor for more information. In addition to potential tax savings, a home equity loan can provide you with more favorable terms than other loans or sources of credit. For example, if you are planning to replace your leaky roof or your drafty windows, a home equity loan will certainly cost you less than running up charges on your credit card at the home improvement center. If you need cash, a home equity loan may be just the ticket. So stop by or call the credit union today to find out more.

Mortgage LoansEqual Housing Lender

Through a partnership with CU Community - a Knoxville, TN lender - Kingsport Press Credit Union offers a wide variety of mortgage loans with different terms and rates for about any situation. Your dream home might be a possibility after all!

Click here for more information, rates, or to apply.

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